4-POINT Insurance Verification
A 4-Point Insurance Verification is often required by homeowner's insurance companies for houses that are 20 year of age or older, or at the underwriter's discretion.
The report documents the age and functionality of the following systems:
Can a Four Point lower my rates?
Unfortunately, no. The results of a Four Point Verification will not lower the cost of insurance; it simply helps the insurance company determine whether to offer coverage for the home.
The report documents the age and functionality of the following systems:
- Electrical (wiring type and electrical panel manufacturer)
- Heating & Cooling (system age and serviceability)
- Plumbing (pipe material and water heater age)
- Roof (covering material and age)
Can a Four Point lower my rates?
Unfortunately, no. The results of a Four Point Verification will not lower the cost of insurance; it simply helps the insurance company determine whether to offer coverage for the home.
